How our program works

Newport Financial Services helps reduce your debt through debt settlement, a process of negotiating with your creditors to reduce the amount you owe them. Our program typically settles your debts for 40-60% less than your current balances. Debt settlement saves you money not only on your debt principal, but also on all the burdensome interest payments. Debt settlement is the best, most practical alternative to consumer credit counseling services (CCCS), debt consolidation and bankruptcy.

A specialist trained in debt settlement skillfully handles all negotiations with your creditors and collectors. There are multiple benefits to this approach:

• Our specialists can help stop collection calls.
• We can bypasses collection agents, who get paid to collect as much as they can. Instead our specialists work directly with the creditor’s legal department to negotiate a fair settlement for all parties.
• In many cases, creditors will not negotiate with you unless you have a specialist.

When a negotiated settlement is reached between our specialists and the creditors, you, the client, have the final say on whether to accept or reject it. Newport Financial Services will not settle your account with a creditor without your approval. We work only for you and have only your interests in mind. We have no ties to or have any financial stake with any creditors.

Reclaim your financial future. Newport Financial Services isn’t just any settlement company. Not only do we settle your debt for pennies on the dollar, we also analyze your particular debt situation and educate you with our unique Debt Education Kit. We exist to help people experiencing financial difficulty reclaim their financial future.

Explore our web site for financial help and to find out more about the services offered at Newport Financial Services. Learn about benefits of debt settlement versus doing nothing, going with a debt consolidation service, getting credit counseling or filing for bankruptcy. We think once you do, you will see that Newport Financial Services is your best — and only — option.

* The www.nfs1.org website is for informational purposes only. It is not intended to, nor does it provide legal advice, nor is it intended to be a substitute for legal advice. We cannot make any promises or guarantees about the completeness or adequacy of the information contained on this website or about the results that you may achieve when you use our services. The debt settlement process has risks, and should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so. THIS IS AN ADVERTISEMENT FOR OUR DEBT SETTLEMENT PROGRAM.

** Although Newport Financial Services makes every attempt to help you avoid filing for bankruptcy, every client situation is unique and we cannot guarantee that we will be able to keep you from filing for bankruptcy protection.

***Actual results may vary based on individual situation and your ability to save sufficient funds.