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Business Debt |
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Commercial Debt |
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Credit Cards |
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Unsecured Loans |
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Unsecured Personal Lines of Credit |
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Collections, Autos in Repossession |
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Unsecured Personal Loans |
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Medical Bills |
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Cashcall Loans |
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Jewelry Accounts |
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| Student Loans |
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Secured Debts |
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Government Loans |
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Lawsuits, IRS Debt / Taxes |
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Utility Bills, Auto Loans |
| Home Loans / Mortgages |
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PROGRAM DETAILS
Our Debt Settlement Program is actually quite simple. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you will end up paying a fraction of the debt. Generally, we reduce your debt by 40-60% of the current total.
We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at Newport Financial Services. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors, on your behalf, and you will no longer be dealing with burdensome phone calls and letters from your creditors.
Upon enrollment, we will immediately contact each of your creditors, individually, and let them know that we are now representing you, and also let them know of your interest in settling your debt with them. Reaching a settlement usually takes several phone calls and communication between Newport Financial Services and the creditor. Once a settlement offer has been reached, and you as the client have agreed on this amount, we will obtain that settlement offer in writing from the creditor and will then advise client on how to disperse funds to the creditor.
At that point, the creditor has accepted the payment in full, and you are free of that debt forever. Newport Financial Services will diligently continue to work on negotiating all of your debts, until you are finally free from the once overwhelming debt that you started our program with.
Our main goal is to get you out of debt. We work only for our clients; not for the benefit of the creditors. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option.
BE DEBT FREE Newport Financial Services
Negotiation process has been tested and developed over
years of experience by our team of professionals in
the field of finance and credit card debt. Our
professionals are highly skilled in each of their
fields of expertise.
Through the established relationships that we have with the creditors
and financial institutions, we are able to successfully negotiate
the debts of our clients at a substantial discount. Creditors are
willing to negotiate a debt with Newport Financial Services, on behalf
of our clients, with the understanding that the settled amount will
be paid in a timely manner.
Furthermore, creditors are always looking to avoid the ineffective
and costly efforts of an outside collection company.Newport Financial Services continues to develop our relationships with creditors throughout
the country, and we always maintain a very professional and cooperative
relationship with the creditors in order to reach the most favorable
settlement offer for our clients. We work directly, and 100% for
you.
Debt Settlement is a legitimate way of solving your
problem without the need for bankruptcy. Our
representatives work each case individually to
determine your eligibility and then, if you qualify,
they will establish a program that allows repayment of
the debt through affordable monthly payments while
ultimately saving your credit. This approach reduces
your debt vs.consolidation options. Our approach
assists you by reducing the time to repay the debt and
by lowering the total amount you owe.
For more information complete the brief information on our form.
A Newport Financial Services Representative will contact you to discuss
how to get started today.
Advantages Unique to our Company
Using a law firm, we provide several unique advantages over a regular settlement company. In many states, settlement companies are being legislated out of existence. The practice of law is not regulated in the same manner. In a general sense, we operate in just the opposite manner of major collection law firms that operate in all 50 states.
Another key benefit aside from avoidance of certain regulatory restrictions that the law office setup provides is a air of credibility in negotiations with certain creditors. Several creditors have established in-house policy and procedure that dictates zero settlements with settlement companies. However, this policy does not apply to law firms and we are able to save clients significant amounts of money with these creditors.
Using a law firm we also have the ability to provide attorney hardship letters for clients at no additional cost to client. These letters are extremely useful in reducing the settlement percentage with creditors. In fact, several creditors and collection agencies require a attorney letter to settle below their guidelines.
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